Proceedings of the Universiti Kebangsaan Malaysia, Faculty of Science and Technology 2015 Postgraduate Colloquium : Conference Date, 15-16 April 2015 : Location, Selangor, Malaysia
Proceedings of the Universiti Kebangsaan Malaysia, Faculty of Science and Technology 2016 Postgraduate Colloquium : Conference Date, 13-14 April 2016 : Location, Selangor, Malaysia
... of debt by a credit to an account with the lender upon which the debtor is
entitled to draw immediately; (3) the creation of debt pursuant to a lender credit card or similar arrangement; and (4) the forbearance of debt arising from a loan".