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A Snowball in Hell

The True Story of the Adoption That Broke a Scandal Open on Three Continents and the Story of a Mothers Love

At the age of thirty-six, author Mary Reese, a single schoolteacher from California, embarked on the adventure of a lifetime. Putting aside her years of trying to adopt in the United States, she flew to Taiwan with the expectation of adopting a daughter. In A Snowball in Hell, she shares the experience of her summer in Taiwan, and the struggle for her daughter that followed. Reese tells how she fell in love with a baby and how that transformed her and her belief system. This is the story of a mother’s love that created miracle after miracle, opening doors that brought in celebrity and political allies from around the globe. A Snowball in Hell follows her journey to motherhood, telling the true story of an adoption that broke open an international scandal on three continents. Adoption is a difficult journey, and Reese’s personal journey changed laws and people on three continents.

This is the story of a mother’s love that created miracle after miracle, opening doors that brought in celebrity and political allies from around the globe.

Islamic Banking and Finance

An Integrative Approach

This book provides a comprehensive presentation of topics, including the theoretical foundations, financial instruments, banking operations, risk management, takaful, and issues relating to the law, regulation and governance. It integrates mainstream and Islamic perspectives to provide students with real-world financial structures and examples.

This book provides a comprehensive presentation of topics, including the theoretical foundations, financial instruments, banking operations, risk management, takaful, and issues relating to the law, regulation and governance.

Islamic Banking - A $300 Billion Deception

Observations and Arguments on Riba (interest Or Usury), Islamic Banking Practices, Venture Capital and Enlightenment

Islamic banks currently control about $300 billion in assets. This book assesses the underlying rationale of Islamic banking, that the Quran prohibits all forms of interest. The author maintains that, first, a correct interpretation of the Quran, keeping in mind the context, would indicate that what the Quran prohibits is usury -exorbitant interest. Second, Islamic banks do not practice what they preach; they all charge interest, but disguised in Islamic garb. Thus they engage in deceptive and dishonest banking practices. The author also offers some policy recommendations, including the need for Ijtihad, Enlightenment, and critical thinking. Islamic banks, if they wish to practice genuine and authentic Islamic banking, should become more like venture capital firms.

Islamic banks currently control about $300 billion in assets. This book assesses the underlying rationale of Islamic banking, that the Quran prohibits all forms of interest.

Critical Issues on Islamic Banking and Financial Markets

Islamic Economics, Banking, and Finance, Investments, Takaful, and Financial Planning

Felicia Wainwright has it all—beauty, education, talent and a handsome, successful husband who is madly in love with her. To make their lives perfect, she and her husband, Warren, decide to have a baby. Someone close to Felicia wants what she has and tries to sabotage her life. And the consequences turn ugly and violent. Shattered Dreams is a story of love, betrayal, jealousy and revenge.

Felicia Wainwright has it all—beauty, education, talent and a handsome, successful husband who is madly in love with her.

Understanding Islamic Banking

The Value Proposition that Transcends Cultures

Are non-Muslim customers ready for Islamic Financing? In the book Understanding Islamic Banking: the Value Proposition That Transcends Cultures, Joseph DiVanna and expert in global banking, examines how the underlying principles of Islamic banking provides a framework for contemporary retail banks to enable investors of any faith to develop a sense of a higher purpose. The essentials of a bank's value proposition, such as brand identity, innovation, investment strategy, and the generation of investor value are attributes readily identifiable by Muslims and non-Muslims

In the book Understanding Islamic Banking: the Value Proposition That Transcends Cultures, Joseph DiVanna and expert in global banking, examines how the underlying principles of Islamic banking provides a framework for contemporary retail ...

Islamic Banking in Indonesia

New Perspectives on Monetary and Financial Issues

A comprehensive overview of key developments in Islamic banking In Islamic Banking in Indonesia, renowned economist Dr. Rifki Ismal explores current issues in Islamic banking and financial products with a particular focus on the danger of liquidity risk in Indonesia. It approaches liquidity risk from the conventional perspective of international banking standards, as well as from the Islamic banking perspective. Dr. Ismal also covers the issues of asset-liability balancing, liquidity risk index, organizational structures for managing liquidity, industrial analysis, withdrawal risk, bankruptcy risk, moral hazard risk, and market risk. Compiling all the latest academic research on liquidity risk and other risks in Islamic banking, the book provides a theoretical foundation for managing risk that will is highly useful for researchers on Islamic banking and practitioners and academics. Written by a renowned expert on Islamic banking who works on monetary policy at the central bank of Indonesia Covers the latest developments in Islamic banking, particularly liquidity risk, for a rapidly expanding market Ideal for European and American readers, in addition to Asian readers, who need a fuller understanding of Islamic banking institutions, markets, and products With the latest academic research and the expertise of a leading practitioner in Islamic banking, this book offers in-depth coverage of the most pressing issues in the field.

This is because funds utilized in Musharakah financing is a combination of funds
from the Qardh hassan Central Bank certificate and from the government (
entrepreneur) funds. However, the use of the Qardh hassan funds should
consider the ...

The Legal and Regulatory Aspects of Islamic Banking

A Comparative Look at the United Kingdom and Malaysia

During the last ten years the Islamic banking sector has grown rapidly, at an international level, as well as in individual jurisdictions including the UK. Islamic finance differs quite substantially from conventional banking, using very different mechanisms, and operating according to a different theory as it is based on Islamic law. Yet at the same time it is always subject to the law of the particular financial market in which it operates. This book takes a much-needed and comprehensive look at the legal and regulatory aspects which affect Islamic finance law, and examines the current UK and international banking regulatory frameworks which impact on this sector. The book examines the historical genesis of Islamic banking, looking at how it has developed in Muslim countries before going on to consider the development of Islamic banking in the UK and the legal position of Islamic banks within English law. The book explores company, contract, and some elements of tax law and traces the impact it has had on the development of Islamic banking in the UK, before going on to argue that the current legal and regulatory framework which affects the Islamic banking sector has on certain occasions had an unintended adverse impact on Islamic banking in the UK. The book also provides an overview of the Malaysian experience in relation to some of the main legal and regulatory challenges in the context of Islamic banking and finance.

6.1 Introduction The business of banking is a complex legal topic. As discussed
earlier, banking transactions, similarly to any commercial operation, can be ruled
by certain laws such as contract law, credit law, tax law and others. Additionally ...

Islamic Banking

Issues in Prudential Regulations and Supervision

This paper analyzes the implications of Islamic precepts on banks’ structure and activities, focusing on banking supervision issues. It points out and discusses these issues in the context of a paradigm version of Islamic banking, as well as in frameworks that fall between the paradigm version and conventional banking. The case of Islamic banks operating in a conventional system is also examined.

Contrary to conventional banks, Islamic banks cannot obtain funds through LOLR
facilities, including Lombard and discount windows, as well as overdraft or other
credit facilities operated by the central bank. This is due to the fact that all of the ...