The main focus of this study is to analyze the operation of the pledged property in al-rahn products of Bank Islam Brunei Darussalam (BIBD) so as to verify its operation whether it is in accordance with the principle of Shari@Ñah. The study used qualitative method which consists of library based and field work research. This research dealt with the analysis from fiqh perspective on the operation of safekeeping fee, change of the value of the pledged property, restructuring of facility, redemption and auction of the pledged property that are practiced in BIBD. The study discovered that most of the applications in the operation of the pledged property in al-rahn products are permissible and lawful in Islamic law except on a few matters that needs to be reviewed and amended for improvement and rectification. The study has found that the concept of wadi@Ñah yad d}amanah applied in al-rahn product need to be reviewed as it overtook the principle of al-rahn itself. Besides that, the safekeeping fee which is for the services rendered in keeping and maintaining the pledged property in good condition must be based on the concept of ujrah. The documentation of al-rahn must also include a clause on the liability of the parties in case of loss or damage of the pledged property. Furthermore, the 'aqd for the pledged property in al-rahn products which act as a security for the financing must insure the principal financing and any amount of safekeeping fee, not just insure the principal financing as stated in the current certificate of al-rahn. A few best practices are recommended so as to maximize the operation of al-rahn products to be more considerate, efficient and marketable so that not only Muslims will benefit from the products but also non-Muslims.
The main focus of this study is to analyze the operation of the pledged property in al-rahn products of Bank Islam Brunei Darussalam (BIBD) so as to verify its operation whether it is in accordance with the principle of Shari@Ñah.
Silicon in the microelectronics industry in Indonesia; festschrift in honor of Samaun Samadikun, an Indonesian professor from Institut Teknologi Bandung.
Lukisan tentang keluhan anak Negeri Minangkabau karena tiada tahan
menderita kekerasan penjajahan Belanda. <¥• Dahulu sorak kemudian tohok.
Lebih awal, paling depan. Dahulu tampak rimbun daun, kini telah sangat
merarasi. Dahulu ...
This manual lays out techniques of the Keluarga Pencak Silat Nusantara (KPSN), one of the leading pencak silat organizations in Indonesia. Moving from the fundamental elements—stances and strikes—to exploring complex series of moves for exercise, self-defense, and competition, the manual shows the richness and uniqueness of this still relatively unknown martial art. The concise text and attractive illustrations provide an easy learning tool for beginners or enthusiasts looking to expand their knowledge of pencak silat.
This manual lays out techniques of the Keluarga Pencak Silat Nusantara (KPSN), one of the leading pencak silat organizations in Indonesia.
Wataru is still reeling from learning that Youichi is not only delaying his return from visiting his old girlfriend in New York, but that Youichi has returned his ring, as well. With graduation looming, is this the end for the lovers, or merely a new beginning?
Wataru is still reeling from learning that Youichi is not only delaying his return from visiting his old girlfriend in New York, but that Youichi has returned his ring, as well.
Al-Hafizh Jalal Ad-Din As-Suyuti wa Hashiyatuhu Al-Imam As-Sindi, Maktab Al-
Matbu'at Al-Islamiyyah bi Halab, 1414/1994, Beirut, Lubnan. 4) Sunan At-Tirmidzi
, Abi 'Isa Muhammad bin 'Isa bin Surah, Dar Al-Hadith, Al-Qahirah. 5) Sunan Abi
...
Jangan pernah berhenti mendengar nasihat, hati akan buta tanpa nasihat, jangan remehkan petuah ulama, petuah mereka adalah sari wahyu Allah. Setelah menyuguhkan biografi singkat tapi memikat sang sultan aulia, buku ini menguntai petikan nasihat-nasihat beliau yang terekam dalam karya beliau: al-Fath al-Rabbânî dan Futûh al-Ghayb. Isinya menyapa langsung sanubari kita. Laksana taman hikmah, buku ini bisa Anda kunjungi kapan saja dan di halaman mana saja. Sederhana tetapi mengena. Begitulah aroma keunikan pesan, dialog, dan perumpamaan dalam buku ini. Syekh Abdul Qadir al-Jailani bukan sekadar karamah yang dipuja. Ia justru menjadi lambang kejujuran dan ilmu pengetahuan. Diterbitkan oleh Penerbit Serambi Ilmu Semesta (Serambi Group)
Al-Hafizh Ibn Katsir “Sangat cerdas, zahid, arif, dan juga sebagai panutan. Al-
Jailani patut mendapat gelar Syekh al-Islam dan figur menonjol dalam kewalian.”
Al-Hafizh al-Dzahabi “Syekh Abdul Qadir jelas termasuk tokoh besar dalam ...
The first section of the book addresses theoretical issues and lays a foundation for analysis of the role of the media in foreign relations. The second part provides empirical studies demonstrating some of these relationships. Annotation c. by Book News, Inc., Portland, Or.
